MY FIRST HOME
Are You A First Time Home Buyer?
Have
you ever wondered about the answers to some
of the questions posted below?
...To
obtain your Free Report with answers
to all of these Frequently Asked Questions,
simply fill out the form at
the bottom of this page, select your
preferred method of delivery,
click on Submit, and we will be happy to send the report off to you.
1. How do I know if I'm
ready to buy a home?
2. How do I begin the process of buying
a home?
3. How does purchasing
a home compare with renting?
4. How does the lender
decide the maximum loan amount that I can
afford?
5. How do I select
the right real estate agent?
6 . How can I determine my housing needs
before I begin the search?
7. What should I look for when deciding
on a neighbourhood?
8. How can I find out about local
schools?
9. How can I find out about
community resources?
10.
How can I find out how much homes are selling
for in certain communities and neighbourhoods?
11.
How can I find information on the property
tax liability?
12.
Is an older home better value than a new
one?
13. What should I look for
when walking through a home?
14. What questions should
I ask when looking at homes?
15. How can I keep track of
all the homes I see?
16. How many homes should
I consider before choosing one?
17. What does a home inspector
do and how does an inspection figure in
the purchase of a home?
18.
Do I need to be there for the inspection?
19. Are other types of inspections
required?
20. Are
power lines a health hazard?
21.
Do I need a lawyer to buy a home?
22.
Do I really need homeowner's insurance?
23.
What steps could I take to lower my homeowner's
insurance costs?
24.
How do I make an offer?
25.
How do I determine the initial offer?
26.
What is the deposit? How much should I set
aside?
27.
What are "Home Warranties" and
should I consider them?
28.
What is a mortgage?
29.
What is a Loan to Value (LTV) and how does
it determine the size of my loan?
30.
What types of loans are available and what
are the advantages of each?
31.
When do ARMS make sense?
32.
Can I pay off my loan ahead of schedule?
33. Are there special mortgages
for first time home buyers?
34. How large of a down payment
do I need?
35. What is included in a
monthly mortgage payment?
36. What factors affect mortgage
payments?
37. How does the interest
rate factor in securing a mortgage loan?
38. What happens if interest
rates decrease and I have a fixed rate loan?
39. What steps need to be
taken to secure a loan?
40. How do I choose the right
lender for me?
41. How are pre-qualifying
and pre-approval different?
42. What if I make a mistake
in my credit history?
43. What is a credit bureau
score and how do lenders use them?
44. How can I improve my score?
45. How do I choose the best
loan program for me?
46. Are there any costs or
fees associated with the loan origination
process?
47. What responsibilities
do I have during the lending process?
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please select
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are requesting.
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