MY FIRST HOME

Are You A First Time Home Buyer?

Have you ever wondered about the answers to some of the questions posted below?

...To obtain your Free Report with answers to all of these Frequently Asked Questions,

   simply fill out the form at the bottom of this page, select your preferred method of delivery,

   click on Submit, and we will be happy to send the report off to you.

   1.  How do I know if I'm ready to buy a home?

   2.  How do I begin the process of buying a home?

   3.  How does purchasing a home compare with renting?

   4.  How does the lender decide the maximum loan amount that I can afford?

   5.  How do I select the right real estate agent?

   6 . How can I determine my housing needs before I begin the search?

   7.  What should I look for when deciding on a neighbourhood?

   8.  How can I find out about local schools?

   9.  How can I find out about community resources?

10.  How can I find out how much homes are selling for in certain communities and neighbourhoods?

11.  How can I find information on the property tax liability?

12.  Is an older home better value than a new one?

13.  What should I look for when walking through a home?

14.  What questions should I ask when looking at homes?

15.  How can I keep track of all the homes I see?

16.  How many homes should I consider before choosing one?

17.  What does a home inspector do and how does an inspection figure in the purchase of a home?

18.  Do I need to be there for the inspection?

19.  Are other types of inspections required?

20.  Are power lines a health hazard?

21.  Do I need a lawyer to buy a home?

22.  Do I really need homeowner's insurance?

23.  What steps could I take to lower my homeowner's insurance costs?

24.  How do I make an offer?

25.  How do I determine the initial offer?

26.  What is the deposit? How much should I set aside?

27.  What are "Home Warranties" and should I consider them?

28.  What is a mortgage?

29.  What is a Loan to Value (LTV) and how does it determine the size of my loan?

30.  What types of loans are available and what are the advantages of each?

31.  When do ARMS make sense?

32.  Can I pay off my loan ahead of schedule?
33.  Are there special mortgages for first time home buyers?
34.  How large of a down payment do I need?
35.  What is included in a monthly mortgage payment?
36.  What factors affect mortgage payments?
37.  How does the interest rate factor in securing a mortgage loan?
38.  What happens if interest rates decrease and I have a fixed rate loan?
39.  What steps need to be taken to secure a loan?
40.  How do I choose the right lender for me?
41.  How are pre-qualifying and pre-approval different?
42.  What if I make a mistake in my credit history?
43.  What is a credit bureau score and how do lenders use them?
44.  How can I improve my score?
45.  How do I choose the best loan program for me?
46.  Are there any costs or fees associated with the loan origination process?
47.  What responsibilities do I have during the lending process?

 

After you enter your name and number,

please select your preferred method of delivery - either by email or by direct mail.

Also, please ensure that whatever method you choose,

the address you supply is complete and accurate to ensure that we will be able to

provide you with the information you are requesting.

Name:
Phone:
E-mail Address:
Address:
City:
Province:
Postal Code:

 
 
 

RE/MAX Garden City Realty Inc., Brokerage

The Hendriks Team of Niagara

Direct to Our Team 905-323-7046 or 1-888-363-3456 Office/Paging 905-641-1110 Fax 905-684-1321 Email ourteam@niagarahomes.com

RE/MAX Garden City Realty Inc., Brokerage and all of its licensed Brokers and Sales Representatives, including Jerry Hendriks, Broker are Members of the Niagara Association of REALTORS and as such are participating REALTORS of the Niagara Multiple Listing Service (MLS).

MLS, REALTOR, and REALTORS and all related graphics are trademarks of The Canadian Real Estate Association and all REALTORS in Ontario, Canada are members of the Canadian Real Estate Association and the Ontario Real Estate Association.

REALTOR is a trademark owned by REALTOR Canada Inc., a corporation owned by the National Association of REALTORS and The Canadian Real Estate Association. REALTORS accept and respect a strict Code of Ethics which is the consumer's assurance of integrity. MLS is a co-operative marketing system used only by Canadian Real Estate Boards to ensure maximum exposure of properties for sale.

Not intended to solicit those home buyers or home sellers that are under a current agency agreement.

Each RE/MAX office is independently owned and operated.